菲娱2注册

个人汽车消费贷款

产品介绍:

  个人汽车消费贷款是指借款人已支付一定比例购车款,不足部分由农村信用社向其发放并直接支付给汽车经销商的人民币贷款。
业务特点:

  DINGDIANXUANGOU、ZICHOUSHOUQI、XIANCUNHOUDAI、YOUXIAODANBAO、ZHUANKUANZHUANYONG、ANQICHANGHAI。DAIKUANQIXIANZUIZHANGZAI5NIANNEI,ZIYONGXIAOJIAOCHEDAIKUANEDUBUCHAOGUOGOUCHEKUANDE70%,DAIKUANQIXIANZUIZHANG BUCHAOGUO5NIAN,LILVZHIXINGRENMINYINXINGGUIDINGDEDAIKUANJIZHUNLILV;YINGYUNCHEDAIKUANEDUBUCHAOGUOGOUCHEKUANDE50%,DAIKUANQIXIANZUIZHANGBUCHAOGUO2NIAN。JIEKUANRENKEXUANZEANYUEDENGEBENXIHAIKUAN、DENGEBEN JINHAIKUANFANGSHIHUOYULIANSHEHUOHEXINGYUEDINGQITAHAIKUANFANGSHI。

适用对象:

  HUJISUOZAIDIZAINONGCUNXINYONGSHEYINGYEQUYUNEIDEJUYOUWANQUANMINSHIXINGWEINENGLIDEZIRANREN。

申请条件:

  1、JUYOUHEFAYOUXIAODESHENFENZHENGMING;

  2、JUYOUWENDINGDEZHIYESHOURU,XINYONGLIANGHAO,YOUCHANGHAIDAIKUANBENXIDENENGLI;

  3、JUYOUYUQICHEJINGXIAOSHANGQIANDINGDEGOUCHEHETONG。

  4、NENGGOUZHIFUBUDIYUGOUCHEQUANBUJIAKUAN30%-50%DESHOUFUKUAN。

  5、NENGGOUTIGONGNONGCUNXINYONGSHERENKEDEHEFA、YOUXIAO、KEKAODEDANBAO;

  6、JINLIANGNIANMEIYOUCHUXIANJINGYINGKUISUNHEZAINONGCUNXINYONGSHEWUBULIANGXINYONGJILU;

  7、ZAINONGCUNXINYONGSHEKAILIJIESUANZHANGHU。

操作流程:

  JIEKUANRENSHENQING→SHENQINGRENJIDANBAORENTIGONGDAIKUANSHENQINGZILIAO→NONGCUNXINYONGSHE、SHENCHA、SHENPI→YUNONGCUNXINYONGSHEQIANDINGJIEKUANHETONGJIDANBAOHETONG→DAOXIANGGUANGUANLIBUMENBANLIDIYADENGJISHOUXU→FAFANGDAIKUAN。